POLICIES
Fire Insurance
The Fire policy covers you against loss by Fire, Lightening and Explosion etc. The cover can be extended to indemnify you against loss or damage of property caused by earthquake, windstorm or flood
Life Insurance
This includes covers for the individual as well as the nuclear families. Policies under this are credit Life, Educational cover, Life covers and funeral schemes
Motor Insurance
DIB Ghana recommends any of the following ….
- 1. Third party Only
- 2. Third Party, Fire and theft
- 3. Comprehensive policies
Products Liability policy
The product liability policy has been designed to cover the legal liability arising from the sale of products to third parties
Burglary (Bus. Premises)
This Policy covers your content and similar properties against theft involving entry and exit from the premises by forcible means
Goods-In-Transit Policy
The Good-in-transit policy indemnifies the insured for loss or damage to merchandise in transit by fire, accident and theft or pilferage following an accident to the carrying vehicle.
Public Liability
This liability policy, indemnifies the insured for accidental damage to third party property
Other policies such as
- 1. Group Life
- 2. Professional Indemnity
- 3. Marine Insurance
- 4. Workmen's compensation
- 5. Fidelity Guarantee
- 6. Money Insurance and many more